Dental Insurance for Diabetics
Types of Dental Insurance and Dental Plans We have a number of different dental plans and a special web site dedicated to this topic where you can see the plans, look up dentists and get quotes. But first, let me give you a brief overview. Discount Dental Plans You will see me refer to both dental plans and dental insurance. Dental insurance is an actual insurance product with an insurance carrier. The dental plan is usually a discount plan. Let me tell you right up front that I have a discount plan for my family. It is cheap, my dentist accepts it and it saves me a lot of money each year. However, the key is finding a dentist in your area you like who will accept the plan. Dental PPO Insurance Plans Everybody calls for a PPO dental plan. Their dentist told them that this is the only plan he or she will accept. There are very few PPO dental plans you can buy outside of a group. However, we do have a full PPO dental plan that you can buy as an individual or family and do not have to be part of a group. Hybrid PPO Dental Insurance Plans These are pretty good plans. They have a PPO network and if your dentist is in the network, you get the discounted rate. In addition, they pay fixed amounts for various dental procedures regardless of whether you are in or out of a network. So, in theory, you can go to any dentist you want. Dental DHMO If you live in Florida or Texas, I have a very nice, low cost Dental HMO (DHMO). They cover most routine treatment for a very small co pay and their discounts for major work are very significant.Use the following link to go to our dedicated dental plan web site. Or, Call Us at 800-272-0512
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